Anybody gotten in a car accident with full coverage but someone else was driving that isn’t on your insurance? How long did it take them to fix your car?
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If they are insured, they’re insurance should cover it. Or if you have uninsured motorist coverage.
Did that person have their own insurance? Some policies consider the drivers to be insured not the car.
I'm not sure. I know for mine when I had a car the person had to be insured to even drive my car without me there and if they got into an accident I had to pay for it. Luckily they didnt total the car I did lol
My insurance will cover as long as that person doesn’t live in my home
I'm not quite understanding the question here.
If that driver isn't covered on the insurance then the insurance won't cover it.
There’s different policies. You’d have to understand the different branches of insurance to understand.
@infamousmama_ only time I've heard of it covering them is if you also have uninsured motorists on your insurance. Maybe everywhere is different.